A Model portfolio (Recommended Asset Mix or RAM ) investment option can be selected from the "Select Portfolio Planning Option" screen. When the screen opens an Investor Profile is displayed that is the closest match to the recommended basic portfolio structure.
Other profiles can be selected and discussed as options with the investor if desired. However if you choose to continue with an Investor Profile other than the one that has been recommended, the portfolio allocation will not match the basic portfolio structure determined by the Investor Profile questions.
A list of suitable RAM investment options is displayed for the selected Investor Profile. The list may consist of up to 4 options:
Ethical FundsŪ
Credential Select Portfolio Funds
Credential Platinum List Funds
Ethical Advantage Series
Sometimes the list is restricted to certain options that are suitable based on the:
$ amount invested
Availability of RAM investment options for certain Investor Profiles
Select an option from the list and click the "Next ->" button to continue with the portfolio plan:
Selecting Ethical Funds and Credential Platinum List Funds links to a screen that allows you to choose alternate funds
Selecting Credential Select Portfolio Funds or the Ethical Advantage Funds links to a screen to view the Recommended Investment Portfolio